Welcome to Payday-USA!

Short on cash? Need a little extra to get you by until your next payday?

We can get you lender-approved in as little as 5 minutes for a payday advance loan of up to $1,000 and without having to fax any documents.

Worried you might not be approved?

We send out your loan request to our huge network of payday advance lenders.

As a result, your chances of getting approved are much higher!

How it Works

Step 1: Submit Request

Fill out our fast, easy, secure payday lender loan form.

Step 2: Get Lender-Approved Online

After submitting the form, your payday loan request is instantly sent out, in real-time, to our huge network of payday advance lenders who are online and waiting to approve you for a loan.

Step 3: Receive Your Money

Once approved, you will be contacted by phone or email from the lender you've been matched with where you will then review and sign their agreement.

Once complete, your money will be sent via direct deposit or wired directly into your bank account.

Do I Qualify?

While actual requirements vary by lender, most will require the following:

1. Must be at least 18 years of age and be a U.S. citizen

2. Steady income from a job or benefits (ie: disability, welfare, pension, etc.)

3. Income must be at least $1,000 per month after taxes

4. Have a checking or savings account with direct deposit

5. Must NOT be a regular or reserve member of the U.S. Military (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or less

Due to state law and regulations, people in the following states will NOT BE ELIGIBLE for our service:

Arkansas, New York, Vermont and West Virginia

Frequently Asked Questions

Why choose us?

What is a payday loan and how does the process work?

How much money can I receive?

Do your lenders run credit checks?

How do I qualify?

I don't have a bank account...Can I still qualify?

I don't have a job...Can I still qualify?

How long does it take to be approved by a lender?

How do I apply with your lenders?

How long does the payday lender loan form take to complete?

What information do I need to provide?

Is my information secure?...Will it be protected?

How exactly will my information be used?

What happens after I submit the payday lender loan form?

Will I need to use a fax machine?

When will I receive my money?

How is the money sent?

How much time do I have to repay the loan?

Can I get extra time to pay off the loan if necessary?

How do I get a copy of the loan agreement?

Can I apply for multiple loans?

Contact Us

Read the FAQ's, but have further questions?

Submitted our payday loan request form, but still need further assistance?

We're here to help. Give us a call!

Customer Support: (888) 775-0859

Material Disclosure. This website and application form does not constitute an offer or solicitation to lend. The operator of this website and application form is NOT A LENDER, is not a broker, agent or representative, does not make credit or lending decisions, does not charge consumers any fees, and does not endorse any particular lender or loan program. This website is part of a lender matching service which matches consumers with prospective lenders participating in this website's direct network of loan lenders ("participating lenders") for short-term loans up to $1,500 (dependent on state regulations). Not all lenders can provide up to $1500. This site will submit the information you provide to a lender in its network. Typically, participating lenders do not perform credit checks with the main three credit reporting bureaus: Experian, Equifax, and Trans Union. Credit checks, consumer reports, or identify verification checks may be performed through alternative providers which may be used to verify the consumer's social security number, credit worthiness and standing, or other personal information against national databases. These credit checks, consumer reports or identify verification checks may be performed as needed by some of the participating lenders. Not all lenders can provide up to $1500, and first time customers typically do not receive loans in this amount. There is no guarantee that a loan will be provided by completing this application form. Actual approval times vary by lender and time of day. The amount of funds extended, should a lender approve a loan, is at their sole discretion. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances, faxing may be required. Please use cash advance loans responsibly. The cash advance loan application form shown on this website is the property of a third party and not that of the website owner. The states serviced by this website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Pay day loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term financial solution. This service and offer are void where prohibited by law. While this website strives to ensure the accuracy of the information and content it provides, it makes no guarantee that any of the information and content contained within this website will be free of errors or omissions.

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.