Welcome to Payday-USA.net!

Short on cash? Need a little extra to get you by until your next payday?

Get instantly approved for a payday advance online without credit checks or having to fax any documents.

Worried you might not be approved?

We send out your loan request to our huge network of payday advance lenders.

As a result, your chances of getting approved are much higher!

How it Works

Step 1: Apply

Fill out our fast easy secure online cash advance request form.

Step 2: Get Approved Online

After submitting the form, your cash advance request is instantly sent out, in real-time, to our huge network of cash advance lenders who are online and waiting to approve you for a loan.

Step 3: Receive Your Money

Once approved, you will be contacted by phone or email from the lender you've been matched with where you will then review and sign their electronic agreement.

Once complete, your money will be sent via direct deposit or wired directly into your bank account.

Do I Qualify?

While actual requirements vary by lender, most will require the following:

1. Steady income from a job or benefits (ie: social security or welfare)

2. Income must be at least $1,000 per month after taxes

3. Must be at least 18 years of age and be a U.S. or Canadian citizen

4. Must have a valid bank account (checking or savings) in your name

5. Must have a valid telephone number

Due to state law and regulations, people in the following states will NOT BE ELIGIBLE for our service:

Arizona, Arkansas, Connecticut, Georgia, Kansas, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Vermont and West Virginia

Frequently Asked Questions

What is a payday loan and how does the process work?

How much money can I receive?

How do I qualify?

Do you run credit checks?

I don't have a bank account...Can I still qualify?

I'm unemployed right now...Can I still qualify?

How long does it take to be approved?

How do I apply?

How long does the application process take?

What information do I need to provide?

Is my information secure?...Will it be protected?

How exactly will my information be used?

What happens after I submit the application?

How will I know the status of my loan request?

When will I receive my money?

How is the money sent?

How much time do I have to repay the loan?

Can I get extra time to pay off the loan if necessary?

How do I get a copy of the loan agreement?

Can I apply for multiple loans?

Contact Us

Email us at support@payday-usa.net or simply fill out and submit the form below.

Response times are typically between 24 to 48 hours.

This website and application form does not constitute an offer or solicitation to lend. The operator of this website and application form is NOT A LENDER, is not a broker, agent or representative, does not make credit or lending decisions, does not charge consumers any fees, and does not endorse any particular lender or loan program. This website is part of a lender matching service which matches consumers with prospective lenders participating in this website's direct network of loan lenders ("participating lenders") for short-term loans up to $1,500 (dependent on state regulations). Not all lenders can provide up to $1500. This site will submit the information you provide to a lender in its network. Typically, participating lenders do not perform credit checks with the three credit reporting bureaus: Experian, Equifax, and Trans Union. Credit checks, consumer reports, or identify verification checks may be performed through alternative providers which may be used to verify the consumer's social security number or other information against national databases. These credit checks, consumer reports or identify verification checks may be performed as needed by some of the participating lenders. Not all lenders can provide up to $1500, and first time customers typically do not receive loans in this amount. There is no guarantee that a loan will be provided by completing this application form. Actual approval times vary by lender and time of day. The amount of funds extended, should a lender approve a loan, is at their sole discretion. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances, faxing may be required. Please use cash advance loans responsibly. The cash advance loan application form shown on this website is the property of a third party and not that of the website owner. The states serviced by this website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Pay day loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term financial solution. This service does not constitute an offer or solicitation for cash advance loans in the following states: Arizona, Arkansas, Connecticut, Georgia, Kansas, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Vermont and West Virginia. This service and offer are void where prohibited. While this website strives to ensure the accuracy of the information and content it provides, it makes no guarantee that any of the information and content contained within this website will be free of errors or omissions.